United Citizens Bank of Southern Kentucky A Bank To Come Home To

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Presidents Message

Welcome to United Citizens Bank of Southern Kentucky.

UCB is headquartered in Adair County with branch locations in Taylor County and Russell County.

In 2003, a group of local investors formulated a plan to start our bank to fill a void and serve the needs of Adair County families and businesses. In 2004, that plan became a reality, and UCB opened for business at 700 Jamestown Street in Columbia. The Board of Directors at UCB saw early on that the banks old-school, common sense approach to banking and customer first philosophy was a good fit for our neighboring counties and opened branches as planned in Taylor and Russell Counties.

The individuals that make up the Board of Directors have a distinguished history of business development and professionalism and have great pride in, and vision for, their community. They are: Chairman of the Board Dr. Chuck Giles, Marshall Loy, Joseph Pyles, Eddie Franklin, Steve McKinney, Philip Watson, and Matt Loy.

UCB offers a full range of banking products and services that we feel are top of the line. However, our staff is what sets us apart. We have great people with lots of experience and know-how and every employee's #1 priority is serving the needs of our customers.

We are very proud of our bank, our facilities, our employees, and all that we have to offer. If you are in Adair, Taylor, Russell, or Green counties, we want to be your bank. Let us show you what community banking is all about. Come in to any of our branches or call us and we will do our best to serve you.

Matt Loy

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