United Citizens Bank of Southern Kentucky A Bank To Come Home To

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Loan Products
We are an independently owned bank, offering a wide variety of loan products. We realize you have different financial needs, and we strive to provide you with a variety of loan products with flexible terms. We make loans tailored to your individual needs. No matter what your plans are, or what comes up unexpectedly, we are the best source for getting the financing you need. You will receive fast, friendly, and convenient service throughout the lending process. Our knowledgeable, experienced, and friendly staff is always eager to help you.
  • Agricultural – equipment, livestock, crop, farm improvements
  • Auto – new and used
  • Business
  • Business Lines of Credit
  • Construction (Residential and Commercial)
  • Commercial
  • Residential Real Estate
  • Home Equity
  • Personal
  • Refinance
  • Recreational Vehicles
  • Fixed Rate Loans

Keeping on Track with your Loan is E-A-S-Y!

There are a variety of ways to make your loan payment-or check your balance-that can save you time and expense.

Automatic Payment – we can automatically deduct any United Citizens Bank loan payment from your checking or savings account each month. That means no more writing and mailing checks or unnecessary fees from accidental late payments.



UBANK ONLINE BANKING – Ubank Online Banking, ATM and Telephone Banking services let you view your loan activity at your convenience. You can verify loan balances and track other accounts from anywhere, any time of the day or night. You can also make your payment by electronically transferring funds from any of your deposit accounts.

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