Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Checking

Personal - Checking

United Checking

Unlimited check writing
Sweep option
No minimum balance
Must receive eStatements

Regular Checking

Unlimited check writing
Sweep option
Imaged Statements
Maintain a $200.00 average balance
$4.00 monthly service charge if average balance is not maintained

Members Checking (Under Age 50)

Unlimited check writing
No minimum balance
Free membership checks
Accidental death insurance for account owner and qualified family members
Free notary service and no fee for cashier’s checks
Must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield
$7.00 monthly membership fee

Members Classic Checking (Age 50 & over)

Unlimited check writing
No minimum balance
Free membership checks
Accidental death insurance
Free notary service and no fee for cashier’s checks
Must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield
$5.00 monthly membership fee

NOW Account

Unlimited check writing
Must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield
Higher rate of interest will be earned on accounts maintaining a $2,500.00 balance
$6.00 service charge if balance falls below required balance of $1,000.00 (no interest will be earned during this time)

Money Market Checking

Maintain a $1,000.00 minimum balance to avoid a monthly service charge of $6.00
Must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield
Interest rates are tier-structured and the interest rate is increased at $2,500.00, $10,000.00, $25,000.00, $50,000.00, $75,000.00 and $100,000.00

Elite Money Market

Must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield
Interest rates are tier-structured and the interest rate is increased at $10,000.00, $50,000.00 and $100,000.00

*Minimum to open a new checking account is $100.00.

Debit Cards

Contactless Cards
Instant Issue
Custom images available
EMV Chip enabled provides additional security

 

 

 Appl Gogl Smsg Pay

Apple, Google & Samsung Pay

  • Make secure purchases in stores, apps, and online with your debit card.
  • It’s easy to use with your everyday devices.
  • Your card details stay private, making mobile payments safer.
 UCB App

United Citizens Bank App

  • Monitor spending
  • Set limits
  • Turn cards on/off, and more
  • Available on App Store and Google Play

 

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