Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Savings

Personal - Savings

Statement Savings

$25.00 minimum to open
$1.00 service charge per month if balance falls below $25.00
Interest is compounded and credited quarterly

Christmas Savings

$5.00 minimum to open
Opening dates are from 11/01 to 01/31
Cutoff date for deposits is the second Friday of October
No interest paid if account is closed early
Interest is earned on maximum balance of $2,500.00
You must maintain a minimum balance of $5.00 in the account each day to obtain the disclosed annual percentage yield.

Super Student Savings

No minimum to open
$1.00 gifted by the bank for every "A" or equivalent earned up to $10.00 per grading period
Interest is compounded and credited quarterly
Money gifted by UCB must remain on deposit for two (2) years from deposit date

Health Savings Account

Contact a Customer Service Representative for details

Certificates of Deposit 

$500.00 minimum to open
Fixed rate of interest
Flexible terms

Personal - IRA

Individual Retirement Account

$100.00 minimum to open
Traditional
Roth

 

 Appl Gogl Smsg Pay

Apple, Google & Samsung Pay

  • Make secure purchases in stores, apps, and online with your debit card.
  • It’s easy to use with your everyday devices.
  • Your card details stay private, making mobile payments safer.
 UCB App

United Citizens Bank App

  • Monitor spending
  • Set limits
  • Turn cards on/off, and more
  • Available on App Store and Google Play

 

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