Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Rates

Effective 09/14/2022

Savings

Account Type

Minimum Opening Balance

Minimum to Earn APY

Annual Percentage Yield

Interest Rate

 Members

$100.00

$1,000.00

0.20

0.20

 Members Classic

$100.00

$1,000.00 

0.25

0.25

 NOW

 

$100.00

$2,500.00 

0.25

0.25

$100.00

$1,000.00

0.10

0.10 

 Money Market

    

$100.00

$100,000.00

1.50

1.50

$100.00 

$75,000.00

1.25

1.25

$100.00 

$50,000.00 

1.00

1.00

$100.00 

$25,000.00

0.75

0.75

$100.00 

$10,000.00

0.50

0.50

$100.00

$2,500.00

0.25

0.25

$100.00

$1,000.00

0.10

0.10

Elite Money Market

$100.00

$100,000.00

2.00

2.00

$100.00

$50,000.00

1.75

1.75

$100.00

$10,000.00

.65

.65

$100.00

$1,000.00

0.25

0.25

Statement Savings

$25.00

N/A

1.00

1.00

CDs and IRAs

Account Type

Minimum Opening Balance

Minimum to Earn APY

Annual Percentage Yield

Interest Rate

3 Month CD

$500.00

$500.00 

1.50

1.50

3 Month Fixed IRA 

$100.00

$100.00 

1.50

1.50

6 Month CD

$500.00

$500.00 

2.00

2.00

6 Month Fixed IRA 

$100.00

$100.00 

2.00

2.00

12 Month CD 

$500.00

$500.00 

2.50

2.50

12 Month Fixed IRA 

$100.00

$100.00 

2.50

2.50

18 Month CD

$500.00 

$500.00 

2.50

2.50

18 Month Fixed IRA 

$100.00

$100.00 

2.50

2.50

18 Month IRA Variable

$100.00

$100.00

2.00

2.00

24 Month CD 

$500.00

$500.00 

3.00

3.00

24 Month Fixed IRA

$100.00

$100.00

3.00

3.00

30 Month CD

$500.00

$500.00

3.00

3.00

30 Month Fixed IRA

$100.00

$100.00

3.00

3.00

36 Month CD

$500.00

$500.00

3.25

3.25

36 Month Fixed IRA

$100.00

$100.00

3.25

3.25

48 Month CD

$500.00

$500.00

3.50

3.50

48 Month Fixed IRA

$100.00

$100.00

3.50

3.50

60 Month CD

$500.00

$500.00

3.50

3.50

60 Month Fixed IRA

$100.00

$100.00

3.50

3.50

These rates are subject to change on a daily basis.

 Appl Gogl Smsg Pay

Apple, Google & Samsung Pay

  • Make secure purchases in stores, apps, and online with your debit card.
  • It’s easy to use with your everyday devices.
  • Your card details stay private, making mobile payments safer.
 UCB App

United Citizens Bank App

  • Monitor spending
  • Set limits
  • Turn cards on/off, and more
  • Available on App Store and Google Play

 

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