Rates

Effective 09/14/2022

Savings

Account Type

Minimum Opening Balance

Minimum to Earn APY

Annual Percentage Yield

Interest Rate

 Members

$100.00

$1,000.00

0.20

0.20

 Members Classic

$100.00

$1,000.00 

0.25

0.25

 NOW

 

$100.00

$2,500.00 

0.25

0.25

$100.00

$1,000.00

0.10

0.10 

 Money Market

    

$100.00

$100,000.00

1.50

1.50

$100.00 

$75,000.00

1.25

1.25

$100.00 

$50,000.00 

1.00

1.00

$100.00 

$25,000.00

0.75

0.75

$100.00 

$10,000.00

0.50

0.50

$100.00

$2,500.00

0.25

0.25

$100.00

$1,000.00

0.10

0.10

Elite Money Market

$100.00

$100,000.00

2.00

2.00

$100.00

$50,000.00

1.75

1.75

$100.00

$10,000.00

.65

.65

$100.00

$1,000.00

0.25

0.25

Statement Savings

$25.00

N/A

1.00

1.00

CDs and IRAs

Account Type

Minimum Opening Balance

Minimum to Earn APY

Annual Percentage Yield

Interest Rate

3 Month CD

$500.00

$500.00 

1.50

1.50

3 Month Fixed IRA 

$100.00

$100.00 

1.50

1.50

6 Month CD

$500.00

$500.00 

2.00

2.00

6 Month Fixed IRA 

$100.00

$100.00 

2.00

2.00

12 Month CD 

$500.00

$500.00 

2.50

2.50

12 Month Fixed IRA 

$100.00

$100.00 

2.50

2.50

18 Month CD

$500.00 

$500.00 

2.50

2.50

18 Month Fixed IRA 

$100.00

$100.00 

2.50

2.50

18 Month IRA Variable

$100.00

$100.00

2.00

2.00

24 Month CD 

$500.00

$500.00 

3.00

3.00

24 Month Fixed IRA

$100.00

$100.00

3.00

3.00

30 Month CD

$500.00

$500.00

3.00

3.00

30 Month Fixed IRA

$100.00

$100.00

3.00

3.00

36 Month CD

$500.00

$500.00

3.25

3.25

36 Month Fixed IRA

$100.00

$100.00

3.25

3.25

48 Month CD

$500.00

$500.00

3.50

3.50

48 Month Fixed IRA

$100.00

$100.00

3.50

3.50

60 Month CD

$500.00

$500.00

3.50

3.50

60 Month Fixed IRA

$100.00

$100.00

3.50

3.50

These rates are subject to change on a daily basis.

 Cell Phone

Apple, Google & Samsung Pay

Make secure purchases in stores, in apps, and now on the web. These are simple to use and work with the devices you use every day. Easily pay with your United Citizens Bank debit card with just a touch. And because your card details are never shared by Apple, Google or Samsung when you use these payment methods, making payments with your Mobile Device is the safer, more private way to pay.

 Mobile Banking

Card Valet

Cardholders are concerned about security and want the ability to administer their cards. With Card Valet you have the convenience and control via your mobile device to effectively monitor your card account.

 

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